What Happens If You Are in a Car Accident With a Big Rig? Who Pays for Your Treatment?
It’s possible that following a truck accident, your medical expenses will be covered by a combination of insurance and other sources. It could be the other driver’s insurance, your medical insurance, the state or local government, or your PIP or Med-Pay coverage. Learn more!
Reasons for Texas’ frequent truck accidents include:
- Speeding
- Negligent driving
- Careless driving after drinking
- Tailgating
- Distracted driving due to fatigue
- Mistakenly failing to yield
- Aggressive driving and road rage.
There are many fault lines in Texas.
In general, there are two types of states: fault states and no-fault states. One who is “at fault” in an accident is also financially responsible for any and all damages that result. We can count Texas among the other 38 negligent states in the USA. No-fault insurance is not mandated in Texas, but it is up to individual states to make such coverage mandatory.
Payment for settlements won in Texas is often handled by insurance companies. Insurance may pay for things like hospital visits, car repairs, and lost income. The minimum liability insurance coverage required by each jurisdiction varies widely.
Currently, the state of Texas has the following minimum liability limits in effect:
- Expenses of $30,000 per harmed party
- $25,000. in property damage costs
- You can receive up to $60,000 in compensation for each incident.
Cost of Treatment Following a Vehicle Accident
Following a truck accident injury, the mounting cost of treatment might feel overwhelming. After a car crash, you can have to pay for things like:
- Trips to emergency rooms
- Surgeries
- The Cost of Laboratories
- Assistance for the Mind
- Getting an ambulance there
- FDA-approved prescription drugs
- Rehabilitative or physical treatment
- Perhaps upcoming medical bills
Obtainable Compensation Following a Vehicle Accident
Substantial property loss can occur in the event of a truck collision. You have the legal right to file a personal injury claim for damages if you are hurt as a result of another driver’s carelessness. You may be entitled to damages for pain and suffering, lost wages, and punitive damages, in addition to the costs of medical care and emergency services.
Punitive damages are meant both to penalize the careless driver and to dissuade others from engaging in similar behavior. Your auto accident lawyer can explain the specifics of your case and what damages you can claim.
